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Investment Loan Reference Benchmark Rates

Reference Benchmark Rates


IBKR's benchmark for each currency is the reference rate for our investment loans. IBKR uses a combination of internationally recognized reference rates (such as LIBOR and Fed Funds), bank deposit rates, and dynamic interbank rates determined from foreign exchange and money markets to calculate an IBKR Reference Benchmark rate.

For more information about IBKR Reference Benchmark click here.

For information regarding the various external reference rates that contribute to the IBKR Reference Benchmark rate click here.


CurrencyDescription for Effective Date 20211207 Rate Effective Date
USD
Reference Benchmark USD
0.080%
20211207
USD
Reference Benchmark USD Libor
0.071%
20211207
AUD
Reference Benchmark AUD
0.038%
20211207
BRL
Reference Benchmark BRL
7.650%
20211207
CAD
Reference Benchmark CAD
0.158%
20211207
CHF
Reference Benchmark CHF
(0.794)%
20211207
CNH
Reference Benchmark CNH
2.172%
20211207
CZK
Reference Benchmark CZK
2.565%
20211207
DKK
Reference Benchmark DKK
(0.570)%
20211207
EUR
Reference Benchmark EUR
(0.539)%
20211207
GBP
Reference Benchmark GBP
0.059%
20211207
HKD
Reference Benchmark HKD
0.026%
20211207
HUF
Reference Benchmark HUF
1.672%
20211207
ILS
Reference Benchmark ILS
(0.154)%
20211207
INR
Reference Benchmark INR
8.700%
20211207
JPY
Reference Benchmark JPY
(0.131)%
20211207
KRW
Reference Benchmark KRW
1.000%
20211207
MXN
Reference Benchmark MXN
5.938%
20211207
NOK
Reference Benchmark NOK
0.235%
20211207
NZD
Reference Benchmark NZD
0.569%
20211207
PLN
Reference Benchmark PLN
1.053%
20211207
RUB
Reference Benchmark RUB
7.373%
20211207
SEK
Reference Benchmark SEK
(0.141)%
20211207
SGD
Reference Benchmark SGD
0.409%
20211207
TRY
Reference Benchmark TRY
18.643%
20211207
ZAR
Reference Benchmark ZAR
5.101%
20211207
Prior Period Benchmark Rates

IBKR accrues interest daily and posts actual interest monthly on the third business day of the following month. For detailed examples on how we calculate interest, open the Interest Paid to You and Interest Rates Charged to You on Margin Loan Balances sections on this page.