Long-Term Investment (TBSZ) Accounts
Long-Term Investment (TBSZ) Accounts
Hungarian tax-resident clients can add a fixed-duration TBSZ account and take advantage of tax shelter benefits.
The IBKR Advantage
- Fund your TBSZ account during the contribution year and invest in stocks, options, futures, bonds, funds and ETFs across 150 markets in 34 countries. Deposits can be of any amount and made at any time during your contribution year in any of the currencies supported by IBCE.
- TBSZ accounts are maintained for a fixed duration of three or five years. After continuous investment of three years, the tax burden will be reduced to 10% and after five years the tax burden falls to 0%.
- Easy-to-handle, online process at the end of the three- and five-year terms for managing partial withdrawal, termination (full withdrawal) or roll-over with minimum administrative tasks.
- Powerful trading technology and advanced trading tools help you create and execute your trading strategies with ease from virtually any desktop or mobile device.
- Fractional shares let you divide investments among more stocks to achieve a more diversified portfolio.
- Opening a brokerage account with Interactive Brokers is quick and easy. With an Interactive Brokers account, you can open a TBSZ account in minutes and fund your TBSZ account in seconds.
Low Costs1
IBKR offers low commissions and access to stocks, options, futures, currencies, bonds and funds from a single unified platform.
Low monthly fee
No holding fee
Free of charge if the commission generated is greater than HUF 2,000
Low cost commission structure on EU and USA equities
IBKR BestXTM is a powerful suite of advanced trading technologies designed to help clients achieve best execution and maximize price improvement while minimizing market impact.
*For more information, see our disclaimers.
Discover a World of Opportunities
Invest globally in stocks, options, futures, bonds, funds, ETFs and CFDs from a single unified platform. Fund your account in 10 currencies (HUF, EUR, USD, GBP, CZK, DKK, NOK, PLN, SEK, CHF) and trade assets denominated in 27 currencies. Access market data 24 hours a day and six days a week.
150
Markets
34
Countries
10
Fundable Currencies*
Global Markets
Available currencies vary by Interactive Brokers affiliate.
Graphic is for illustrative purposes only and should not be relied upon for investment decisions.
Explore our Global Offering
Bond Marketplace
Interactive Brokers strives to provide the best deal on bonds by passing through to our clients the highest of all bids and lowest of all offers we receive from the electronic venues we access. We do not widen spreads, apply hidden fees or markup quotes.
Mutual Fund Marketplace
The Mutual Fund Marketplace offers an extensive availability of mutual funds from around the world. Use our Mutual Fund Search Tool to search funds from more than 550 fund families and filter funds by country, fund family, transaction fee or fund type.
Short Securities Availability
The Shortable Instruments (SLB) Search tool is a fully electronic, self-service utility that lets clients search for availability of shortable securities from within Client Portal.
IBKR GlobalAnalyst
IBKR GlobalAnalyst is designed for investors who are interested in international portfolio diversification. It helps you find new opportunities to diversify your portfolio and discover undervalued companies that may have greater growth potential.
Overnight Trading Hours
Trade select US stocks and ETFs around the clock, five days per week. Access US stocks and ETFs when market-moving news happens and trade during Asian market hours or whenever it is convenient for you.1
1. Any discussion or mention of an ETF is not to be construed as a recommendation, promotion or solicitation. All investors should review and consider associated investment risks, charges and expenses of the investment company or fund prior to investing. Before acting on this material, you should consider whether it is suitable for your particular circumstances and, as necessary, seek professional advice.
Technology to Help Individual Investors and Traders Succeed
Trading Platforms
Powerful enough for the professional trader but designed for everyone. Available on desktop, mobile and web.
Comprehensive Reporting
Real-time trade confirmations, margin details, transaction cost analysis, sophisticated portfolio analysis and more.
Order Types and Algos
100+ order types – from limit orders to complex algorithmic trading – help you execute any trading strategy.
Fractional Trading
Buy or sell any eligible US or European stocks/ETFs using fractional shares, which are stock units that amount to less than one full share, or by placing an order for a specific dollar amount rather than quantity of shares.
Free Trading Tools
Spot market opportunities, analyze results, manage your account and make better decisions with our free trading tools.
Free Account Tools
Manage taxes and corporate actions, learn about T+1 settlement and trade allocations, and read about additional tools and services available to clients.
API Solutions
Our proprietary API and FIX CTCI solutions let institutions create their own automated, rules-based trading system that takes advantage of our high-speed order routing and broad market depth.
Create and Manage Your Complete Portfolio
Mutual Fund/ETF Replicator
Identify and invest in lower cost ETFs with similar strategies to higher-fee mutual funds.
Environmental, Social and Governance (ESG)
ESG scores from Refinitiv give you and your clients a new set of tools for making investment decisions based on more than just financial factors.
PortfolioAnalyst
Link investment, banking, checking, incentive plan and credit card accounts into a complete portfolio view to calculate returns, understand risks and measure performance against benchmarks.
A Broker You Can Trust
When placing your money with a broker, you need to make sure your broker is secure and can endure through good and bad times. Our strong capital position, conservative balance sheet and automated risk controls are designed to protect IBKR and our clients from large trading losses.
IBKR
Nasdaq Listed
$14.6B
Equity Capital*
74.6%
Privately Held*
$10.2B
Excess Regulatory Capital*
2.56M
Client Accounts*
2.35M
Daily Avg Revenue Trades*
IBKR Protection
Interactive Brokers Group and its affiliates. For additional information view our Investors Relations - Earnings Release section.
Long-Term Investment (TBSZ) Account Structure
TBSZ Account Structure Chart
Account Information
A long-term investment (TBSZ) account provides preferential tax treatment for profit/gains on investments held three to five years.
TBSZ accounts must always be linked with an Individual account, and you may have one TBSZ account per collection year, up to a maximum of five TBSZ accounts. A collection year is the year in which you open and fund your TBSZ account.
Your TBSZ account can only be funded during the collection year, and the minimum funding amount for a TBSZ account is HUF 25,000. Withdrawals can be made at any time, but the preferential tax treatment is lost if you withdraw before the end of year three and reduced if you withdraw before the end of year five.
Open a TBSZ Account
You must be a Hungarian tax resident to open a TBSZ account. The TBSZ account can be requested as part of the account application process or from the User (“Head/Shoulders” icon) > Settings > Open an Additional Account > Individual Brokerage Accounts > TBSZ YYYY menu in Client Portal.
Request TBSZ Account from Client Portal
Disclosures
- Lowest Cost Broker according to StockBrokers.com Online Broker Survey 2023: Read the full article Online Broker Reviews, May 18, 2023. "Because Interactive Brokers' core clientele are professional traders and institutional investors (e.g., hedge funds), it is crucial to provide the lowest commissions schedule available. In our rigorous assessment, there is no question Interactive Brokers delivers."
- Available currencies vary by Interactive Brokers affiliate.
- Any discussion or mention of an ETF is not to be construed as a recommendation, promotion or solicitation. All investors should review and consider associated investment risks, charges and expenses of the investment company or fund prior to investing. Before acting on this material, you should consider whether it is suitable for your particular circumstances and, as necessary, seek professional advice.
- Interactive Brokers Group and its affiliates. For additional information view our Investors Relations - Earnings Release section.